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Account Takeover: Banish Bots and Safeguard the Business



Conventional defenses against account takeover (ATO) attacks often fall short, hampered by sluggish response times, frequent false positives, and restricted detection capabilities. Financial institutions, e-commerce platforms, and myriad other sectors are increasingly embracing advanced bot management solutions to fortify their ATO prevention efforts.

 

What You’ll Learn

  • How modern account takeover (ATO) attacks unfold step-by-step

    A clear view of how cybercriminals purchase or steal credentials, test them at scale, avoid detection, and then exploit access for data theft, fraud, and downstream criminal activity.


  • Why conventional defenses struggle to keep pace with sophisticated ATO techniques

    Understanding the limitations of legacy tools—slow detection, high false positives, and gaps in automated behavior analysis.


  • How bots and automation make ATO one of the most damaging financial threats

    Insight into how attackers use automation to validate credentials, bypass MFA, and operate globally across multiple entry points.


  • Which defensive capabilities are required to stop ATO at scale

    Best practices including real-time bot prevention, adaptive authentication, high-integrity challenge flows, and continuous monitoring.


  • How Arkose Bot Manager blocks ATO while preserving user experience

    An overview of proactive detection, adaptive enforcement, actionable risk data, and guaranteed financial impact protections.


 

FAQ

Why is account takeover so dangerous for businesses and consumers?

ATO gives attackers full access to a user’s digital identity. Once inside an account, cybercriminals can drain balances, commit application fraud, harvest personal data, and use those details to fuel additional attacks. This makes ATO both financially and operationally destructive.

How do criminals carry out a typical ATO attack?

Attackers acquire stolen credentials, test them through login attempts, hide their activity using automation and stealth techniques, perform unauthorized actions, extract valuable data, and then monetize that data across other criminal channels—often without detection for long periods.

How does Arkose Labs help businesses stop ATO attempts?

Arkose Bot Manager uses advanced AI, behavioral analysis, device intelligence, and the Arkose MatchKey challenge to identify bots and fraud farms before they cause harm. The platform delivers real-time visibility, adaptive friction for high-risk users, and guaranteed financial protections to reduce losses.